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WebSpecial discounts: To lure you into taking a pre-approved personal loan, the bank may also add small benefits such as processing fee waiver, lower interest rate than that for regular customers, EMI holidays for 1-3 months, etc. If you really need a loan, these perks will help to slightly reduce your overall estimated debt. WebApply Personal Loan @ 10.75%* Rate. Getting the documents ready and living up to the expectations of lenders can be tricky for some. If your documents are found incorrect or suspicious, the lender can so easily reject the loan application. But there’s one pre approved personal loan that you can get without having to submit documents ... WebHDFC Bank EasyEMI on Consumer Loan are pre-approved for HDFC Bank customers. You can check your eligibility by typing MYHDFC via SMS to 5676712. ... To check your pre-approved eligible limit for No Swipe EMI, send 'EasyEMI' to 70700 22222 from your Bank registered mobile number. flower buds used for flavoring clue